If health care for individuals is so expensive, why can I find a policy for 3 a month?This policy was found at http://www.assuranthealth.com. Why can't the government give a tax credit to the poor for around $ 2500 vs. redoing the whole insurance industry?
State, ZIP: OH , 45230 Effective Date: 10/09/2009 Primary: Male , 44 , Preferred
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Plan Details
Plan: OneDeductible PPO
Network: HSPN
Deductible:3 $ 5,000
Dental: Basic
Coinsurance Percentage: 100%
Coinsurance Out-of-Pocket: N/A
Lifetime Maximum: $ 15,000,000
Office Copay: No
Initial Rate Guarantee: 24months
Dental-Vision Discount Plan: No
Maternity Coverage No Coverage
Preventive: $ 500/person
Premium Details
Primary: $ 120.32
Lifetime Maximum: $ 11.00
Dental: $ 15.10
Preventive: $ 8.30
HAA Membership Fee (monthly):2 $ 4.00
Monthly Premium:1 $ 158.72
One-Time Processing Fee: $ 20.00
Initial Payment: $ 178.72
How much would your policy cost...... Find out at
https://consumer.eassuranthealth.com/IM/Consumer/EASE/YourInfo.aspx
This policy is meant for catastropic coverage folks. If you want to see what a policy costs that pays every dime of health care then run the cost calculator on assurant health's web site.
Posted by Forget War Buy More
Because you don't have a preexisting condition like I do--childhood asthma, or that my friend did-lymphoma at 14 (medically cured at 24), or other things like ADHD, lupus, or allergies.
Posted by Glenda B.
$ 5000 deductible?
yeah, right
Posted by Tex A
Great.
Now try finding one for you, a wife, and two kids.
Let us know what you find.
rich people: Way to throw your family under the bus. How do you expect to take care of your kids without insurance?
Posted by CONvict Shrubya
thanks, Hood. I can always count on you to have intelligent questions that seem insightful but upon closer inspection, turn out to be misleading.
$ 5000 deductible. Insurance doesn't pay anything until you pay the first $ 5k. That's why it's so "cheap."
also, who are your preferred providers? Is the network reasonable? What happens after 24 months? I see the office co-pay ($ 0 - nice) but nothing about prescriptions.
Posted by 60 min man
hey now, you better stop making sense on here or someone might actually learn something.
Orignal From: If health care for individuals is so expensive, why can I find a policy for $173 a month?
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