can you believe this true story about health insurance rip off?to insure my family of 3 me and my employer combines pay over $ 15,000 a year for plan that is not even close to a cadillac plan. As fas as coverage, I would say, I have had better in the past and would classify it as average coverage.
I got my new health insurance care in the mail a couple months back and this was my first experience using it. I needed to get an eye exam and pair of glasses. I was horrified to learn that basically the only vision coverage I had was basically a discount coverage. I actually would have paid more for my eye test and lens and frames if I had used the coverage, then using the normal discount that the optical shop was offering to people not using insurance.
Thats right...For $ 15,000 a year, when I went to get an eye exam and glasses, I actually found that my coverage was worthless.
i forgot to say..while I was there I saw a lady getting glasses for her kid and I overheard her copay for glasses was $ 10..
i think my point was for $ 15,000 a year, you would think you should have better coverage. I have had insurance in past where you actually had a free exam once a year and where they would have like a $ 10 copay. nOw it seems you pay more and get less.
Posted by goodluckwithhat
How about that! Mine doesn't pay for glasses either. You're point?
Posted by tylertxanreborn
what's the complaint--you expect free glasses? This isn't a rip off at all. Do you realize that health care insurance is supposed to cover catastrophic events. People want everything covered so it doesn't cost a dime to go to the doc or get vision tested--to bad--I've bought my own glasses for 50 years.
Posted by PTL
Sad but true.
Posted by Mr NiceGuy^2
Your money goes to help feed, clothe, and shelter poor helpless insurance company executives as they slave over hot coals (in a sauna) trying to come up with new ways to get you to pay more for less.
Have you no heart?
Think of the CHILDREN!
Posted by g
it is getting rediculous...
more and more people can't afford plans... and the new plans are hardly worth having unless you have a catastrophic illness... (which then they just drop you)
for 15k... the optomitrist should come to his house and give him gold plated glasses...
do Republicans know how much 15k is and how much you SHOULD get for that much?
EDIT: and he states, he DOES have vision coverage... people...
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